Credit vs debit transactions with your ATM card
I handed him my debt card and the cashier asked if I wanted to charge it credit or debit. Is he insane?” A few years ago when I first got my debit card, I was confused whenever a cashier asked me whether I wanted to charge my card using credit or debit. Debit please, I always said, wondering whether those people recognised that it’s actually a bank More...
Want to be financially successful…live within your means
Like many others, you may find that you are spending more than you’re saving and steadily going deeper into debt as a result. This is an easy and common pattern to fall into, and one that requires some planning More...
Career choice can affect your financial health
It is not just about choosing career but choosing the one that fits well with your skills and values leading to your financial success in life, experts have said. A lot of people find choosing a career or changing More...
Single parents and money matters
Today’s high cost of living presents challenges for most families, for the single parent there is an additional strain on an already stretched budget. Single parents’ face unique financial challenges in that More...
Financial planning in your twenties (2)
Start investing to meet your goals. Historically, the stock market has out-performed other types of investments over the long term, but it comes with some risk. If you don’t own any stock, the market continues More...
Financial planning in your twenties (1)
For most people in their twenties, the idea of saving and investing seems like a lifetime away; most people don’t start thinking about saving or investing for their financial future until they are well into their More...
How to handle financial fallout after death of spouse
We tend to shove unpleasant possibilities into the back of our minds. But the truth is, you can’t afford to assume you’ll never have to deal with a true worst-case scenario. So today I’m asking you to ask More...
Don’t wait for pension money… begin early retirement planning
In a very simple term, retirement is the point where a person stops employment completely. Many people choose to retire when they are eligible for private or public pension benefits, although some are forced to More...
Making financial resolutions in difficult times
Many folks are happy to see last year fade into the distance. Between the rollercoaster stock market, tightening credit availability and falling home values, most of us have taken a financial beating. With a new More...
Accepting all financial requests…
Isn’t it amazing how people just assume the money YOU earn is meant for them? You work hard, make plans and someone shows up on your doorstep or your office telling you of their woes and problems, it does not More...
